Dedicated to the needs of Smoke Shop Business Owners
We understand the unique needs and challenges of running a smoke shop in today’s regulatory and financial environment. Whether you're selling glassware, rolling papers, CBD, or hemp-derived THC products like Delta-8, your business deserves more than a generic payment processor. You need a partner with real experience in the high-risk retail space, someone who knows how to help you stay compliant, reduce your processing costs, and set you up for long-term success.
That’s where we come in.
What We Focus On
Not all credit card processors are created equal — and for smoke shops, that difference can mean everything. We’ve seen far too many business owners get shut down or overcharged because their merchant account provider didn’t understand their industry or tried to lump them into a one-size-fits-all solution.
We’ve spent years helping smoke shop owners, CBD retailers, and online hemp sellers navigate this complicated terrain. From low-rate credit card processing to complete POS systems, we tailor everything to your business’s size, product mix, and goals.
Here’s what makes us different:
1. Low Rates for High-Risk Processing
Most mainstream processors mark up rates for smoke shops — often without explanation. We’re upfront, honest, and transparent about fees. We work directly with high-risk-friendly banks and processors to secure the best possible rates for your transaction volume and average ticket size.
You’ll receive a custom quote — not inflated pricing based on stereotypes or risk assumptions.
2. Professional POS Setup and Ongoing Support
We don’t just drop a terminal in your store and disappear. Our team offers full setup, integration, and support for point-of-sale systems tailored to the smoke shop environment. That includes cash drawers, barcode scanners, inventory management, and age verification where required.
Whether you're a single-location shop or opening your third or fourth store, we’ll help you keep operations smooth, track sales accurately, and get real-time insights into your business.
3. Experienced, Knowledgeable Staff
Our seasoned staff isn’t reading from a script. We’ve worked with hundreds of smoke shops and CBD retailers across the country. We stay up to date on changes to the Hemp Act, card and policies, and industry regulations that affect your business. That means we’ll help you avoid unnecessary red flags, prevent holds or reserves, and grow confidently.
You’ll always talk to a real person — someone who understands your product line and knows how to solve real-world problems.
4. Responsive, Friendly Customer Service
Have a chargeback concern? Need help integrating a virtual terminal? Want to add online invoicing for your wholesale customers? We’ve got your back. Our customer service isn’t outsourced. We're here to answer questions, troubleshoot tech issues, and give you straight answers when you need them.
Our goal is to make your payment processing easy, reliable, and affordable — so you can focus on running your business.
What Can You Sell Legally With a Hemp-Based Merchant Account?
Thanks to the 2018 Farm Bill (Hemp Act), a wide variety of hemp-derived products are federally legal as long as they contain less than 0.3% Delta-9 THC by dry weight. This means your smoke shop may be able to sell a wide range of legal cannabinoids — if your processor understands the difference.
We’re well-versed in the following hemp compounds and offer merchant account support for stores that carry them:
✅ CBD (Cannabidiol)
CBD is the most well-known legal cannabinoid. Whether you sell tinctures, topicals, edibles, or flower, we’ll help you process transactions reliably — with no hidden “CBD surcharge.”
✅ Delta-8 THC
A naturally occurring isomer of THC, Delta-8 offers psychoactive effects milder than Delta-9 but remains federally legal under the Hemp Act in many states. We support retail and online sales where allowed.
✅ Delta-10 THC
Another THC isomer, Delta-10 is gaining popularity for its energetic effects. Like Delta-8, it’s legal under the Farm Bill but must be sold responsibly and with proper merchant categorization.
✅ THC-O
THC-O is a synthetic derivative that was previously federally allowed under the hemp law’s ambiguity, but it’s now more restricted. We can advise whether your product catalog meets current rules and whether this is a good fit for your business.
✅ HHC (Hexahydrocannabinol)
HHC is a hydrogenated form of THC that provides Delta-like effects while remaining compliant in many states. We support shops that carry HHC gummies, vapes, or carts — again, with proper documentation and transparency.
✅ THCA (Tetrahydrocannabinolic Acid)
While THCA is non-psychoactive in raw form, it converts to THC when heated. Many retailers sell it as “legal THC flower.” We can help you process these transactions securely and responsibly — assuming you comply with state regulations.
✅ THCV
A lesser-known cannabinoid with appetite-suppressing effects, THCV is also hemp-derived and legal in many areas. We can guide you on how to label and present it properly in your processing application.
Don’t Loose Sleep with an Inexperienced CC Processor
Smoke shops operate in one of the most misunderstood sectors in the merchant services world. Just because your products are legal doesn’t mean traditional banks or processors will understand them. That’s why working with a dedicated provider like us — who knows the industry inside and out — can save you time, money, and a lot of headaches.
From product compliance to chargeback prevention, from low transaction fees to modern POS support, we make sure your shop gets what it needs to grow.
We invite you to contact us today for a free consultation and rate review. Upload a recent processor statement or reach out to learn how we can help your business lower fees and improve performance.
